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Keywords: CARD Act
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Journal Articles
The Credit Card Act and Consumer Debt Structure
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Journal of Law, Finance and Accounting (2022) 7 (1): 91–126.
Published: 28 April 2022
... Credit Panel during 2006–2016, we find that the average ratio of credit limit on cards to total available credit declined for subprime borrowers in comparison to near-prime and prime borrowers after the introduction of the CARD Act. The decline did not occur before the bill was first proposed...
