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Purpose

The purpose of this paper is to challenge the “myth” that terrorism is cheap and that terrorists are extremely efficient in how they use their money.

Design/methodology/approach

This paper makes a critical assessment of the “costs” involved in terrorist attacks and addresses the debate about how this affects the overall strategy against terrorist financing.

Findings

This paper argues that costs of terrorism are many and not limited to what is spent on an actual attack. Owing to military and financial counter‐measures, terrorists appear to have lost overall operational efficiency; they are no longer capable of carrying out large‐scale and complex operations like the September 2001 attacks.

Originality/value

Small amounts involved in carrying out a terrorist attack have led to the perception that terrorism is cheap and terrorist attacks can be inexpensively implemented. This has undermined the global and national efforts to counter the financing of terrorism (CFT). This paper is an attempt to persuade the stakeholders in the CFT community that targeting terrorist financing has been and must remain one of the most important fronts in the war against terrorism.

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