..., the European enforcement environment and large AML/ CFT penalties raise managerial stakes and can reinforce a perception that compliance drifts into costly “tick-box” activity when outcomes are uncertain (Bosma, 2025). Operationally, the core limitation is the weak performance of transaction monitoring...

... Know your customer (KYC) Transaction monitoring Georgios Pavlidis can be contacted at: g.pavlidis@nup.ac.cy 07 03 2023 27 04 2023 27 04 2023 © Georgios Pavlidis. 2023 Georgios Pavlidis. Published by Emerald Publishing Limited. This article is published under...

.... Originality/value This research is part of emerging studies in the field of compliance where AI/machine learning technology is used for transaction monitoring to identify relevant attributes for suspicious activity reporting. The research methodology may be replicated by other researchers, Bank Secrecy Act...