...Richard Lovell; Nick French Studies the effects of the downturn in the property market in the late 1980s on banking business practices and the banks′ consequent reassessment of their reliance on loan‐to‐value ratios for lending purposes. Looks at the philosophy underlying the RICS′s publication...

...Mike Riley; David Isaac Presents the results of a 1995 survey of the lending practices (for property) of 59 banks and financial institutions. Highlights the salient results in investment, development, location and the future. Concludes that lenders are relaxing their lending criteria which...

...Bill Maxted Aims to investigate the reliability of two of the criteria commonly used by banks in assessing the risks associated with lending on a commercial property project. The two criteria to be examined are loan to value and income to interest cover covenants. In the light of the research...

...Chinmoy Ghosh; S. Guttery; C.F. Sirmans Olympia and York (O&Y), the world′s largest privately held real estate developer, filed for bankruptcy in Canada, the US and the UK in May 1992. The study of O&Y′s impact on banks′ financial performance is important because its financial difficulties...

.... Provides advice on how to negotiate with bankers in order to obtain maximum support through the difficult period. © MCB UP Limited 1992 Finance Cash flow Restructuring Banks ...

...Neil Blows Examines the principal features of Alternative Dispute Resolution(ADR). Considers the benefits to banks and financial institutions in the resolution of commercial disputes. Concludes that the increasing use of ADR techniques in the UK to settle disputes seems inevitable. © MCB UP...

... and then quantifies their probability of occurrence. Concludes that a further benefit is the provision of valuable evidence for prospective lenders that a project has been thoroughly studied and understood. © MCB UP Limited 1991 Banks Computer modelling Construction management Decision‐support systems...

...Wendy Thomas Notes that long‐term financing of property in West Germany has traditionally been undertaken by the Hypothekenbanken (mortgage banks),the Landesbanken (state banks) and the Sparkassen (savings banks). Discusses German mortgages, mortgage bonds, valuations and the cost of finance...

...Andrea Rezos Discusses cash deposits generally and the problems for banks arising from security over cash deposits. Notes that areas of concern for a bank are the withdrawal or assignment of the deposit by the customer and the insolvent liquidation of the customer. Concludes that re‐structuring...

... and banks would have in the new market. Considers whether there are ways of “streamlining” house transactions which would be simpler than futures trading. Concludes that a futures market could succeed if banks and building societies offered insurance to purchasers, offsetting the risk on the futures market...

...Carroll Raphael Reviews recent (from the mid 1970s) economic history, applying it to today′s mortgage market. Discusses loan sources – UK banks,overseas banks and life assurance companies. Concludes that the immediate future looks uncertain but longer‐term prospects look bright. © MCB UP Limited...