...Raymond Y.C. Tse Shows that loan loss expectation plays an important role in determining credit rationing. Shows that the optimal loan size depends on the marginal loan loss, and not on the initial portfolio position of the bank. While an increase in loan administrative costs leads to a larger...

... Loans Property Surveys The latest Property Lending Survey, the seventh since 1990, depicts a market that has moved very little since last year. While lenders continued to shy away from developments in favour of investment property, increased confidence was revealed in the growth...

...Richard Lovell; Nick French Studies the effects of the downturn in the property market in the late 1980s on banking business practices and the banks′ consequent reassessment of their reliance on loan‐to‐value ratios for lending purposes. Looks at the philosophy underlying the RICS′s publication...

...,an average of 95 per cent were prepared to lend against this sector,dipping to 70 per cent in 1993, before climbing back to the current level of 90 per cent. Closer analysis reveals that British retail banks continued to reduce their exposure to property companies, with total outstanding loans falling...

...Bill Maxted Aims to investigate the reliability of two of the criteria commonly used by banks in assessing the risks associated with lending on a commercial property project. The two criteria to be examined are loan to value and income to interest cover covenants. In the light of the research...

... Limited 1994 Banking Development Finance Investment property Leasehold Loans Property Surveys The fifth annual Property Lending Survey demonstrates a return of confidence in this sector, with competition for good quality investments producing interest rate margins at levels last...

... that there has been a dramatic increase in confidence from January 1993 to July 1993. © MCB UP Limited 1993 Bad debts Banking Debt Financial institutions Loans property Receivership ...

... several conclusions about investment and lending preferences. © MCB UP Limited 1993 Banking Loans Property Surveys ...

... Finance Loans Investment Interest Rates ...

... significant consequences of the stricter environmental controls should not be the changes in drafting of loan documentation but, rather,changes in the attitudes of lenders. © MCB UP Limited 1991 Agreement for a lease Environment Green issues Guarantees Liability Loans Property management...

... of loans must include careful attention to the provisions of the Insolvency Act 1986 regarding transactions at an undervalue and preferences. © MCB UP Limited 1991 Assignment Banks Financial services Insolvency Loans ...

... as prêt participatif, crédit‐bail; and vente en l′état futur d′achièvement which are peculiar to the French legal system. © MCB UP Limited 1991 Finance France Law Loans Property development Property law ...

...Mike Riley; David Isaac Provides results of a survey of 53 banks and financial institutions relating to property loans. Notes that the main lending banks have not responded to this survey but have reduced their loans to property companies by £117m in January 1991. Concludes that respondents...

...Julie Saward Outlines the framework of subordination of secured loans. Covers the variation of priority of security, subordination techniques, payment freezes on the junior debt, trustees of security, guarantee clauses and the freedom of action of the senior creditor. Suggests that, in addition...

...Nico Gubbins Notes that foreign currency loans have become increasingly popular due to the UK′s entrance to the Exchange Rate Mechanism and an increase in clients′ awareness of financial markets. Suggests that risks are still attached to foreign currency loans and questions whether they can now...

... against falling asset values. Examines various means of improving the company′s position. Suggests a package of measures aimed at saving the company and setting it up with a long‐term future. © MCB UP Limited 1991 Assets management Equity Investment property Loans Financing Property...