Keywords: Stochastic frontier
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Journal Articles
Journal of Risk Finance (2021) 22 (3-4): 209–239.
Published: 23 July 2021
... of the credit process. With the stochastic frontier, the physiological credit risk, assumed by the bank according to its lending activity and management choices, is separated from the credit risk resulting from an inefficient management of the screening and monitoring process. In addition, the authors analyse...

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