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Keywords: CB-SEM
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Journal Articles
Journal of Systems and Information Technology 1–26.
Published: 28 September 2026
.../approach Grounded in perceived risk theory and the initial trust model, the study analyses data from 371 higher-education students from an emerging economy. A complementary multi-method quantitative design combines covariance-based structural equation modelling (CB-SEM) to test hypothesised net effects...
Includes: Supplementary data
