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Keywords: Digital financial literacy
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Journal Articles
Journal of Systems and Information Technology 1–25.
Published: 13 July 2026
...Abdurrahman Abdurrahman Purpose This study aims to examine the role of data privacy awareness ( DPA ) and digital financial literacy ( DFL ) in influencing quick response ( QR ) code payment adoption by integrating protection motivation theory ( PMT ) and the technology acceptance model ( TAM...
