...Maha Fahad Alotaibi; Eaman Alharbi; Wadee Alhalabi; Areej Malibari Purpose This paper suggests a framework that describes the critical features and design elements that should be considered when creating a metaverse platform. This metaverse framework will assist in achieving the goals of Saudi...

... requirements, characteristics and business processes of typical P2P lending and then pave the way for design and implementation of an effective digital platform for smooth operations. All P2P users of any firm continuously generate, modify and take out data as required. But because of the very nature...