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Purpose

Risk control programs of modern complex organizations make extensive use of stochastic models. The purpose of this paper is to consider a class of stochastic models in severity and risk duration reduction operations.

Design/methodology/approach

A new stochastic model is formulated which is shown to be of some importance in fundamental risk management operations. The investigation of such a model is based on classical methods of characteristic functions theory.

Findings

A stochastic model having the form of the product of two non‐negative and independent random variables is formulated. A characterization of the distribution of such a model is established. Moreover, applications of the proposed stochastic model in risk control programs of organizations are provided.

Research limitations/implications

The difficulty of evaluating the corresponding distribution function, which extends the practical applicability of the proposed stochastic model still remains.

Originality/value

The formulated stochastic model consists of a strong analytical tool for investigating operations of risk control programs.

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