...Muhammad Aamir Shaheen; Shoaib Aslam; Salman Mahmood; Mumtaz Ahmad; Sumaira Tabassum Purpose The research examines how behavioral intentions, as a higher-order construct, indirectly affect financial inclusion through service trust, usage behavior and financial literacy in mobile money adoption...

... and experienced investment instruments” were investigated. Design/methodology/approach It was taken into account unconscious like phantasy, emotional like emotional intelligence, both affective and cognitive like financial literacy and subjective beliefs like trust and overconfidence. In addition, risk...

...Shulin Xu; Syed Tauseef Ali; Zhen Yang; Yunfeng Li Purpose China's New Rural Pension Program (NRPP) has been implemented for a decade, but the factors that facilitate rural residents' participation have received little attention. This study aims to investigate whether financial literacy has...

...Waqas Khan; Qasim Ali Nisar; Nadia Nasir; Sobia Nasir; Yousaf Siddiqui Purpose This study aims to examine the key entrepreneurial roles (financial literacy, risk tolerance and competency) in the financial performance of small and medium enterprises (SMEs) in Pakistan and the mediating effects...

...Ümmühan Mutlu; Gökhan Özer Purpose This study examines the effects of variables such as financial literacy and locus of control on the financial behavior of individual investors. Additionally, this article aims to reveal the moderator effect of financial literacy on locus of control and financial...

...Selim Aren; Hatice Nayman Hamamci Purpose This paper aims to examine the effects of subjective and financial literacy, big five personality traits and emotions (fear, anger, hope and sadness) on risk aversion, risky investment intention and investment choices were investigated. Interactions...

... the negative one. Although financial literacy does not have a direct effect on risky financial behavior, it has important role as a moderator variable, interacting with external locus of control. Originality/value The authors expect this study to contribute into behavioral finance literature in two ways...