... that attitude towards cloud computing, subjective norms, perceived behavioral control, perceived security, cost-effectiveness, and performance expectancy all have a positive and significant impact on the adoption intention of cloud computing services among individual users. On the other hand, the findings from...

.... Furthermore, this study examines how perceived security moderates the effects of consumption values on m-banking usage intention and recommendation intention. Design/methodology/approach A self-structured questionnaire had been used to obtain survey data from a sample of 237 m-banking users in Bangladesh...