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Keywords: SME lending
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Journal Articles
Blended decision-making in bank lending: rationality, intuition and risk perception
Available to Purchase
Journal:
Management Decision
Management Decision 1–20.
Published: 31 March 2026
.... Practical implications The findings underscore the gatekeeping role of bank relationship and account officers in small and medium-sized enterprise (SME) lending. Banks may enhance decision-making consistency and fairness by concentrating SME assessment expertise within specialist teams and strengthening...
