Factors affecting financial decisions of university students: evidence from Pakistan

Dr Muzammil Khurshid is serving as Assistant Professor in Department of Banking and Finance at University of the Punjab, Gujranwala Campus. He has received PhD degree in Business Administration from Dokuz Eylul University, Izmir, Turkey. His areas of interest are corporate governance, financial investment, volatility spill over and Islamic banking. He published more than 28 articles in internationally recognized journals indexed in SSCI, ESCI, ABS & ABDC.

Dr R.M. Ammar Zahid is working as an assistant professor in School of Accounting, Yunnan Technology and Business University China. He has 15 years of academic and industry experience including 5 years post Ph.D. He earned his post doctorate from Xi'an Jiaotong University, China, and a doctoral degree from the Izmir University of Economics, Turkey. He is also an Associate member of the Pakistan Institute of Public Finance Accountants (PIPFA). His current research focused on International Accounting and Finance, International Financial Reporting Standards (IFRS) adoption issues, Capital markets, ESG (Environment, Social, Governance), Regional Trade Agreements, and Corporate Governances issues in emerging markets. Dr Zahid has published more than 20 research articles in a well-known journal indexed in SSCI, ESCI, ABS & ABDC including International Journal of Finance and Economics, Emerging Markets Finance and Trade and Bursa Istanbul Review among others. He also participated in a number of national and international conferences and workshops across the world.

Meher Un Nisa is a Research student at University of central Punjab, Sialkot Campus. Her research interests are financial decision, financial knowledge, and corporate governance issues. This is her first research project going to be published.