... literacy appears to have a stronger influence than actual financial literacy on retirement planning (Anderson et al., 2017 ; Hauff et al., 2020 ; Magwegwe and Lim, 2021). For example, people who believe they know a good deal about consumer finance are more likely to prepare...

... Limited Licensed re-use rights only Access to credit Banking Banking competition Consumer finance Financial access Fintech Peer-to-peer lending D14 G10 G21 G23 G51 The gradual reduction in the number of bank branches in the United States has led to the expansion of bank...