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Keywords: Digital payments
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Journal Articles
Managerial Finance (2026) 52 (3): 573–590.
Published: 08 August 2025
... to uncover the underlying reasons for this persistence. Using NVIVO 14, we extract themes reflecting functional, organizational, interorganizational and ecosystem-related antecedents of resistance. Findings We observe that while digital payments through real-time gross settlement (RTGS) are on the rise...

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