... Earnings management Discretionary loan loss provision Institutional quality G21 G28 M41 C21 Several studies suggest that bank competition plays a key role in reducing earnings management. Boyd and De Nicoló (2005) find that competitive markets improve financial report quality. Jiang...

... 04 2025 16 04 2025 © Emerald Publishing Limited 2025 Emerald Publishing Limited Licensed re-use rights only Societal trust Capital structure Microfinance G21 G32 Z13 A microfinance institution (henceforth MFI) is an organization that provides formal financial...

...@uwp.edu 29 07 2024 13 03 2025 09 04 2025 11 04 2025 © Emerald Publishing Limited 2025 Emerald Publishing Limited Licensed re-use rights only Credit union Financial inclusion Financial performance Low-income designation Regulation Social finance G21 G28...

...-use rights only National governance Abnormal national governance index Gender inequality Financial inclusion Financial institution account ownership Digital payment G10 G15 G20 G21 O0 As part of the 2030 Agenda for Sustainable Development, the United Nations adopted gender...

... Liquidity mismatch Commercial banks G21 G28 In bank operational management, the “three characteristics principle” leads to liquidity mismatches between assets and liabilities, contributing significantly to liquidity risk and systemic vulnerabilities (Bai et al., 2017). A small...

... G21 G34 C23 FinTech advances can influence banks’ performance in multiple dimensions, primarily by increasing bank efficiency and profitability through automation, cloud computing, and data-driven decision-making, according to the Financial Stability Board’s (FSB) 2019 report [3] . In the area...

... 2024 06 01 2025 © Emerald Publishing Limited 2025 Emerald Publishing Limited Licensed re-use rights only Cyber fraud Banking sector Early warning signs Machine learning Blockchain technology Managerial response Before-during-after fraud control G21 G28 O33 C45 C53...

... 2024 11 12 2024 © Emerald Publishing Limited 2024 Emerald Publishing Limited Licensed re-use rights only Community bank Small bank Enterprise risk management Risk management Bank failure Bank regulation Bank crisis G21 G28 G32 E58 The United States banking...

... Limited Licensed re-use rights only Access to credit Banking Banking competition Consumer finance Financial access Fintech Peer-to-peer lending D14 G10 G21 G23 G51 The gradual reduction in the number of bank branches in the United States has led to the expansion of bank...

... Corporate loan spreads Lending practices G21 The rapid evolution of financial technology (FinTech) has significantly reshaped the banking industry, marked by the emergence of influential entities such as FinTech banks, peer-to-peer lending platforms, and crowdfunding. These developments have...

... and authors. The full terms of this licence may be seen at http://creativecommons.org/licences/by/4.0/legalcode F1 G21 G32 The Paris Agreement in 2016 is calling for the transition to more sustainable and low-carbon economies. At regional and international climate summits, these economies...

... Limited Licensed re-use rights only Bank liquidity creation Banking uncertainty Monetary policy Monetary policy transmission Interest rates D81 E52 E58 G21 Besides, it would be necessary to mention that as an emerging market, the level of uncertainty within the Vietnamese...

... Financial stability Crises Islamic banks Bank capital G01 G21 G28 P5 Since the 2007–2009 financial crisis, deposit insurance has gained importance, as it provides liquidity during stressful situations (Anginer et al., 2014). This crisis is considered as the most significant...

... C67 G21 L11 This research seeks to assess the profit efficiency of the banking system and its relationship with bank competition in an emerging economy using stochastic frontier analysis (SFA). The Global Financial Crisis (GFC) and Covid-19 pandemic have reinvigorated the policymakers...

... of the IC and its sub-components on the technical efficiency of the Indian banks during the period from 2005 to 2019 within the panel data framework. Intellectual capital Technical efficiency DEA Indian banks G21 G28 G30 Rupjyoti Saha can be contacted at: rupjyoti.1122...

... liquidity risk G21 G28 How market structure in the banking sector drives the risk-taking behaviors of individual banks is a well-positioned literature segment that has attracted considerable attention from academic authors and regulatory authorities. According to this segment, the banking...

... in fostering small and community-focused financial institutions in light of the evolved corporate tax landscape. G21 G28 Taxation plays a pivotal role in shaping the decisions businesses make concerning incorporation and organizational form (Ayers et al., 1996 ; Mackie-Mason and Gordon...

... as Prepayment Loan Credit utilization Personal finance Peer-to-Peer lending D14 G21 G51 As banks reduced the credit card limits by about 40% in the aftermath of the 2008 financial crisis, they wiped out nearly a trillion dollars in available credit (Fulford and Schuh, 2017). Peer-to-peer...

..., South Africa, Tunisia and Angola faced the greatest challenges, while those in Egypt, Mauritius, Morocco and Kenya were expected to be more resilient [7] . Bank competition Regulatory capital adequacy Risk taking Default Financial stability Africa G01 G21 G32 M41 Financial...

... in the approval of bank board members and executives, a step that would put further pressure on a sector where most senior posts are still held by men (Wall Street Journal, 2021). It is therefore timely to investigate how female directors or executives in the banking industry impact bank risk-taking. G21...