...-use rights only G11 G51 G53 We propose a systematic process for determining an investor’s needs during the wealth-building phase of retirement planning, which also illustrates key time value of money (TVM) concepts required by finance students. The first step in our process...

... Education Financial literacy Risk aversion Purchase behavior Wine knowledge G53 Q14 D12 We can consider the demand for wine within the context of the consumer’s lifetime allocation process of Modigliani (Outreville and Le Fur, 2020). Within this framework, demand is a person’s desire...

... finance Financial literacy Early withdrawals Overconfidence Blind spot Retirement withdrawal Consumer finance G05 G04 G51 G53 H31 Around the globe, low retirement savings threaten the economic well-being of large portions of the population (Brüggen et al., 2017 ; Hershey...

... knowledge Financial behaviour Financial attitude D14 G53 Figure 2 Framework of analysis of the operationalisation of FL [“financial literacy” OR “financial knowledge” OR “financial behaviour” OR “financial attitude” OR “financial well-being”] We have selected five...

... 2021 12 01 2022 03 03 2022 16 05 2022 05 08 2022 © Emerald Publishing Limited 2022 Emerald Publishing Limited Licensed re-use rights only Financial education High school College Generation Z Risk aversion G53 C83 I20 In this context of low...

... literacy Financial institution Financial stability Market discipline G21 G41 G53 Although banks are regulated and supervised by a country's financial services authority, banking's moral hazard persists and, ultimately and repeatedly, brings down financial stability. Since...