...-use rights only Asset allocation Cash flows Present value Retirement nest egg Retirement planning Target return G11 G51 G53 We propose a systematic process for determining an investor’s needs during the wealth-building phase of retirement planning, which also illustrates key...

... Education Financial literacy Risk aversion Purchase behavior Wine knowledge G53 Q14 D12 The fourth part of the questionnaire collects information on (1) respondents’ propensity to take financial risk by adopting a nine-item scale developed by Weber et al. (2002) and (2...

... for retirement (Hershey and Mowen, 2000). Retirement savings Personal finance Behavioral finance Financial literacy Early withdrawals Overconfidence Blind spot Retirement withdrawal Consumer finance G05 G04 G51 G53 H31 Around the globe, low retirement savings threaten...

... Limited 2024 Emerald Publishing Limited Licensed re-use rights only Financial literacy Systematic literature review Financial knowledge Financial behaviour Financial attitude D14 G53 The term “financial literacy” (FL) was first used by John Adams, the second USA President...

... at: elefur@inseec.com 21 10 2021 12 01 2022 03 03 2022 16 05 2022 05 08 2022 © Emerald Publishing Limited 2022 Emerald Publishing Limited Licensed re-use rights only Financial education High school College Generation Z Risk aversion G53 C83 I20...

... institution Financial stability Market discipline G21 G41 G53 Although banks are regulated and supervised by a country's financial services authority, banking's moral hazard persists and, ultimately and repeatedly, brings down financial stability. Since the international regulatory accord...