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Keywords: Loan
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Journal Articles
Journal:
Managerial Finance
Managerial Finance (2023) 49 (12): 1849–1864.
Published: 12 June 2023
.../methodology/approach The authors use individual loan-level data from the LendingClub, one of the largest P2P platforms in the USA. The authors use a Logit model and a sample selection model estimated by the two-stage Heckman method. The empirical analysis considers borrower-specific and loan-specific...
