... of which are: 1. the search for a stock lender can be costly and time‐consuming, especially in non‐centralized shorting markets; and 2. stock loans are usually not term loans, which increases recall risk or buy‐in risk. The lender of the stock has the right to demand the return of his...

... The authors used a systematic article search for empirical studies when conducting the research. Findings The findings are analyzed on the basis of human decision‐making research. The results of the review are three conclusions about loan officers' decision making: their dependency on bank characteristics...

... 163,000 new loans and bond issues in the USA and internationally during the period January 1992 through December 2005. Findings The authors find that credit spreads are related to market liquidity, best represented by total proceeds, ratings and the interaction between maturity and rating. The authors...

... empirical findings. Section 5 will relate commercialization to capital structure. Section 6 will draw conclusion and implications from our empirical findings. MFIs came into existence in the early 1980s when Yunus, 2006 Nobel Peace Laureate, created Grameen Bank to provide small loans to poor people...

... channeling small loans to the poor worldwide, assessments of their impacts are lacking. Thus, field interviews with clients who had various degrees of involvement in the process of receiving microloans from MFIs were conducted over a summer in Guatemala. Design/methodology/approach Using a dataset of 393...

...Mark Schreiner Purpose The purpose of this paper is to provide a rigorous, statistically correct, and low‐cost way to audit sample a lender's loan portfolio, be they a microlender or other type of lender. No other paper applies this method to loan portfolios, even though it is a high demand...

...Claudia Champagne; Lawrence Kryzanowski Purpose The purpose of this paper is to study the impact of cross‐listing and cross‐listing location on the terms of the private debt of firms not located in the USA. Specifically, the paper examines the empirical relationship between three syndicated loan...

...Aktham Maghyereh; Taisier A. Zoubi; Osamah Al‐Khazali Purpose The purpose of this study is to examine the factors which affect loss provision for loans and investment in Murabaha, Musharka, and Mudarabah for banks in the Gulf Cooperation Council (GCC) region. The effect of prior period earnings...

...Seyed‐Nezamaddin Makiyan Since 1984 Iranian banks has been operating under Islamic principles. This paper investigates dynamics of loans and the difficulties that this banking system is facing. During the period of Islamic banking in Iran, banks experienced a significant increase in the supply...

... risk and interest rate changes. Second, the commercial lending institution provides a unique environment in which the correlation between investment costs (liabilities) and output (loans) price is quite high and positive since both depend heavily on interest rates. Finally, bank loans may be subject...

... between 1990 and 1995, analysing their characteristics before and after revision, and finds upgraded banks hold more loans and are likely to be either rapidly growing and/or reaching deeper into the pool of applicants. Goes on to show that interest on CRA‐related loans is lower than on others, i.e...

...Stewart Jones Outlines Australia’s adoption of the direct method of cash flow reporting and presents a survey of 83 loan officers and 76 financial analysts to assess its decision relevance compared with traditional financial statements for commercial loan and investment decisions. Finds both groups...