... − a). European Union Organizational structures Resource efficiency Europe Banking Corporate ownership In recent years, banks have become more demand‐oriented and have modified their strategic plans toward cost reduction, profit and shareholder value maximisation (e.g. Fiordelisi and Molyneux, 2006...

... management Organizational structures Capital budgeting All activities pursued by a company are inherently risky, although to a different degree. Decisions made at present will show their full consequences only in the future and are affected not only by the behavior of competitors, customers...