... Emerald Publishing Limited Licensed re-use rights only Access to credit Banking Banking competition Consumer finance Financial access Fintech Peer-to-peer lending D14 G10 G21 G23 G51 Table 2 Matching financial institution data with census data Panel A: Banks...

... of prepayment. Prepayment Loan Credit utilization Personal finance Peer-to-Peer lending D14 G21 G51 The consumer credit market in the USA is one of the largest credit markets with outstanding debt of $4.7tn. Furthermore, credit card debt has been growing significantly since the 1990s...

... Peer-to-peer lending Risk perceptions G00 O30 The revolution in fintech over the last decade (Mackenzie, 2015 ; Boot, 2017), which occurred alongside the extraordinary growth in alternative finance such as peer-to-peer (P2P) lending (Bachmann et al., 2011 ; Meyer et al...

...@nova.edu 19 02 2020 24 06 2020 31 08 2020 10 09 2020 © Emerald Publishing Limited 2020 Emerald Publishing Limited Licensed re-use rights only Social disclosure Peer-to-peer lending Information asymmetry Funding Repayment Fixed-rate model FinTech D52 D82...

... transactions of loan funds and helping recover bad loans. © Emerald Publishing Limited 2019 Emerald Publishing Limited Licensed re-use rights only Financial inclusion Blockchain Experimental behavioural finance Financial trauma Fintech Peer-to-peer lending G21 G23 G4 Most P2P...