Keywords: Prepayment
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Journal Articles
Managerial Finance (2023) 49 (12): 1849–1864.
Published: 12 June 2023
...Yuan Yuan; Ran Tao Purpose This research analyzes borrowers' credit utilization through prepayment behavior in peer-to-peer (P2P) lending. The authors investigate factors influencing the decision to prepay and assess the role of P2P lending as an alternative source of consumer credits. Design...

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