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Journal Articles
Managerial Finance (2021) 47 (3): 413–438.
Published: 28 September 2020
... delinquencies indicating complimentary delinquency decisions for borrowers. Conversely, student loans delinquencies are negatively related to bank loans, consistent with borrowers substituting student loan payments for bank debt for the entire sample period. Student loan delinquencies are negatively related...

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