... of training and other educational programmes are highly needed to raise disaster awareness among the vulnerable population. Hazard mapping, vulnerability assessment and risk analysis are to be developed. Being a developing and agriculture based country insurance has not yet been widely developed in Nepal...

... that more training in retirement planning is needed for the general public, urges workers, employers and acacdemics to respond to calls for further research. Volume 28 Number 7 2002 35 Financial Planning, Managers, and College Students by Joe James, W. Hadley Leavell, and Balasundram Maniam, Sam Houston...