..., software companies routinely provide desktop solutions for residential mortgage underwriting (Blass, 2016) while at the same time eliminating physical site inspections. Disruptive technologies will continue to alter the way profession operates impacting current and future employment and inevitably changing...

... ; Christensen and Bower, 1996 ; Van Orden et al., 2011). The new entrant firms with disruptive technologies tend to engage in what is referred to as a “low attack.” They target customers in low-end markets or new consumers who have less demands, and can accept the product and service as it currently...