... Emerald Publishing Limited Licensed re-use rights only Bank risk Collateral lending Commercial banks Corporate credit risk Credit risk Moral hazard Non-performing loans Qualitative studies in banking Strategic vigilance Thematic analysis The intertwining topics of bank credit risk...

... of uncertainties. Practical implications The findings suggest that increased regulatory pressure have operational implications for banking practices. Originality/value The paper has contemporary relevance with its sole focus on credit risk after the transition period provided for Basel II Accord...

... by Indian financial institutions and banks to micro enterprises to design a credit risk model. This model, instead of categorizing borrowers in terms of their “ability to pay”, attempts a solution to the unsolved problem of credit availability to micro enterprises in an Indian context, having no past...