... These novel findings contribute to our understanding of borrowers’ repayment behaviour. Consumer behaviour Consumer credit Decision making Mental accounting Risk defusing operators This paper concerns the economic psychology of flexible credit repayment decisions, such as those for credit cards...

...Gulnur Muradoglu; Nigel Harvey; Francesco Pattarin; Stefano Cosma Purpose Consumer credit as a proportion of household debt has grown considerably during the last 20 years across many developed countries. A fairly extensive literature from the field of empirical psychology has provided evidence...