... Financial advice Anxiety “Holding environment” Trust Qualitative research G11 G41 G51 “Shares in the company (St James’s Place), which provides financial advice and investment managing services to 960,000 well-off clients, have fallen 60% over the past year, primarily due to intense...

... on the combination of loan plans being considered. Borrowing Household debt Loan Consumer finance Experiment Information Attribute substitution Saliency G40 G41 G50 G51 G53 Financial institutions have made it easier for individuals to obtain personal loans, such as those for homes or cars...

... G11 G21 G40 G41 G51 Low interest rates are typically associated with increased risk-taking by institutional investors, who “reach for yield” (Choi and Kronlund, 2018). This relationship has been confirmed when interest rates are negative [1] . For example, institutional investors in money...

... Emerald Publishing Limited 2020 Emerald Publishing Limited Licensed re-use rights only Household registration system Stock market participation Social security Marriage matching D14 G51 Despite the long-standing theoretical appeal of rational agents and the efficient market...