...Siti Yayuningsih; Yudi Azis; Mokhamad Anwar; Sulaeman Rahman; Andi M. Alfian Parewangi; Andi Indriani Rahmi Purpose The purpose of this study is to be motivated to empirically investigate how banks evolve and adapt to a rapidly changing business environment by exercising diversification...

...Hung Manh Pham; Dung Viet Tran; Anh Phan; Minh Nhat Nguyen Purpose This paper aims to examine the impact of bank managerial ability on the cost of loans using an extensive data set of US banks from 2001:Q1 to 2021:Q2. Design/methodology/approach First, the authors use multiple fixed-effects...

...Ruth Ben-Yashar; Miriam Krausz Purpose This study aims to develop a theoretical model that uses the decision-making theory in a financial intermediation setting to provide insights into the differences between the outcomes of the decision-making process for a bank and for a peer-to-peer (p2p...

...Tony Stevenson; Keith Pond Purpose The purpose of this paper is to test and extend a conceptual model of risk assessment in bank lending to SMEs using five German and five UK bank case studies. Derived from research in Germany and the UK, the model postulates that factors in the external...