Teaching Note: eDir: interwallet money transfer is a hurdle in Somalia Available to Purchase

Ismaila Ali Yusuf is based at Faculty of Business and Management, SIMAD University, Mogadishu, Somalia. He is the head of business administration at SIMAD University, Mogadishu. His research focuses on management and innovations and their impact on financial inclusion in emerging markets.

Sundus Mahmuud Abdi is based at Faculty of Business and Management, SIMAD University, Mogadishu, Somalia. She is a researcher at SIMAD University, Mogadishu. She holds a degree in Banking and Finance, and her research focuses on mobile money, financial inclusion and fintech adoption in Somalia.

Nasra Yusuf Nur is based at Faculty of Business and Management, SIMAD University, Mogadishu, Somalia. She is a researcher at SIMAD University, Mogadishu. She graduated in Banking and Finance, and her research centers on digital payments, SME finance and financial technology in emerging markets.

Sumaya Abdirahman Mohamed is based at Faculty of Business and Management, SIMAD University, Mogadishu, Somalia. She is a researcher at SIMAD University, Mogadishu. She holds a degree in Banking and Finance, and her research interests include fintech innovation, mobile money systems and financial accessibility.