... Agriculture MSME Food credit Industries Services Retail loans The non-performing assets (NPA) of public sector banks (PSBs) and the banking industry in India have grown over time (Arora et al., 2018). Banks are continually burdened by rising stressed assets and slow loan growth (Gaur...

... Enterprises Development Act 2006 in July, 2020, Government of India defines MSMEs on the basis of combination of investment in plant and machineries and turnover, which is as given in Table 1 . Table 1. Revised MSME classification Classification Micro Small Medium Manufacturing...

.... It was done to meet the ever-growing demands of customers through more user-friendly and time-saving uses of technologies. This paper aims to uncover and analyse the factors affecting the adoption of digital banking services by rural micro small and medium enterprises (MSMEs). MSME is one of the most active...