The Criminal Consequences of Changes in Neighborhood Structure Due to Home Foreclosure: A Theoretical Discussion

Almost every city in America has felt the effects of the current home foreclosure crisis. It has been reported that 94 of the top 100 metropolitan areas reported an increase in home foreclosures in 2008. Yet, some of the varying costs of this ongoing crisis are relatively unknown. This chapter offers a theoretical examination of the influence an increase in vacant homes due to home foreclosure may have on criminal behavior. It does so by first discussing the breadth of the home foreclosure crisis. Next, the chapter covers strain, social disorganization, and disorder theories and addresses their explanations of the potential criminal consequences of vacant homes due to home foreclosure. Then, the chapter discusses if these classic theories actually apply to this crisis. This is done by introducing the concept of suburban insulation. Finally, the conclusion links the key concepts and ideas from the aforementioned theories and how they best relate to this current phenomenon.