Many people as well as the government in Bangladesh perceive floods and cyclones as recurrent environmental hazards in the country. They also view that these two hazards are the main contributors to crop loss in the country. But, in reality, droughts afflict the country at least as frequently as do major floods and cyclones, averaging about once in 2.5 years (Adnan, 1993, p. 1; Erickson, 1993, p. 5; Hossain 1990, p. 33). In some years, droughts not only cause a greater damage to crops than floods or cyclones, but they also generally affect more farmers across a wider area (Paul, 1995). If not institutionally and economically tackled, the consequences tend to have a far-reaching effect on the given society, and the socioeconomic problems would assume a chronic pattern.

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