Keywords: FinTech
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Journal Articles
Digital Policy, Regulation and Governance 1–21.
Published: 19 February 2026
...Muhammad Rizwan Ullah; Ahmed Chand; Dunnan Liu; Muhammad Jamil Khan; Muhammad Ahmed Purpose This study aims to address the challenges small businesses face in accessing formal financial services in Pakistan by examining the potential of Fintech solutions. To achieve this, the study collects data...
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Digital Policy, Regulation and Governance (2024) 26 (1): 95–117.
Published: 10 November 2023
...Shanu Srivastava; Anu Mohta; V. Shunmugasundaram Purpose This study aims to evaluate the users’ behavioral intention toward the acceptance and adoption of digital payment FinTech services in India. The study also compares the differences in Gen Y and Gen Z’s intention to adopt digital payment...
Includes: Supplementary data
Journal Articles
Digital Policy, Regulation and Governance (2023) 25 (5): 522–541.
Published: 13 July 2023
...Irfan Ullah; Aurang Zeb Purpose This study aims to empirically explore the nexus between FinTech and a firm’s cash holdings. Design/methodology/approach A panel data regression analysis is conducted on a sample of A-listed firms registered on the Shenzhen and Shanghai Stock Exchanges from 2011...
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Digital Policy, Regulation and Governance (2023) 25 (1): 40–57.
Published: 23 November 2022
...Peterson K. Ozili Purpose The purpose of this study is to discuss the role of central bank digital currency (CBDC), Fintech and cryptocurrency for financial inclusion and financial stability. Design/methodology/approach This study used critical discourse analysis to identify the benefits...
Journal Articles
Digital Policy, Regulation and Governance (2022) 24 (5): 435–448.
Published: 30 September 2022
...Solomon Odei-Appiah; Gamel Wiredu; Joseph Kwame Adjei Purpose Financial Technology (FinTech) innovations enable the provision of financial services to many unbanked across the world by increasing access. The key role of FinTech to drive financial inclusion however suffers significant impediments...
Journal Articles
Digital Policy, Regulation and Governance (2020) 22 (2): 135–151.
Published: 25 May 2020
... development Poor people Financial technology Blockchain Fintech E5 G2 O16 Let us consider a real-life example. In 2018, the VISA payment system technology collapsed completely across Europe on the 1st of June, 2018 [ 3 ]. On that day, Visa debit cards across Europe were declined when...

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