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Subject

Implementation of India's new Insolvency and Bankruptcy Code.

Significance

Shrinking bank credit is hindering India’s ability to finance spending. The Reserve Bank of India (RBI) is relying on the recently instituted Insolvency and Bankruptcy Code (IBC) as the principal instrument to address the problem of stressed assets in the banking system.

Impacts

The government may accelerate plans to merge stronger and weaker PSBs.

Indian corporates may increase their issue of bonds denominated in domestic currency.

Prime Minister Narendra Modi will emphasise job creation rather than investment until the next election.

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