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Significance

The growth of money transfers to LAC slowed to below 8% last year, with countries such as Nicaragua recording a strong double-digit increase while Brazil and others saw a decline. Despite the slowdown, LAC was the region with the highest remittance growth rate in 2023.

Impacts

Many LAC countries are set to receive more remittances than foreign direct investment (FDI) this year.

Payments-focused fintechs will increasingly target the regional remittances market.

High costs of sending remittances could potentially be reduced by instant payments systems in the future.

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