... Limited Licensed re-use rights only Morocco Mobile banking UTAUT2 Actual usage MGA D&M IS success model The past few years have witnessed major changes and transformations in most industries due to the global pandemic (Amankwah-Amoah et al., 2021 ; LaBerge et al...

... approach. The measurement model was analyzed, and invariance of the measurement model was established. Afterward, the hypotheses were tested, and multi-group analysis was performed through Henseler’s multi-group analysis (MGA) and Permutation test. Findings The results indicate a lack of significant...