...Bing Liu; Yiting Cai; Feiyang Zhao; Yuhao Ling; Fangzhou Yu; Chaoliang Luo Purpose The service sector, traditionally seen as less technology-intensive, is now actively pursuing digital transformation. However, the role of peer effects in this process and their impact on financial and innovative...

... to the complexity of digital financial service systems (micro level), orchestration of value co-creation with Fintech (meso level), and the development of elastic infrastructures, models and markets (macro level). Fintech is an emerging phenomenon associated with the digital transformation of financial...