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Nik Hadiyan Nik Azman
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Journal Articles
Readiness towards fintech adoption among micro-entrepreneurs in Malaysia
Available to Purchase
Journal of Science and Technology Policy Management (2024)
Published: 25 September 2024
Journal Articles
E-payment adoption and utilization among micro-entrepreneurs: a comparative analysis between Indonesia and Malaysia
Available to Purchase
Journal of Science and Technology Policy Management (2025) 16 (2): 314–343.
Published: 20 November 2023
