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1-12 of 12
Keywords: FinTech
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Journal Articles
Journal of Science and Technology Policy Management (2025)
Published: 22 May 2025
...Nojoud Habash; Mohand Tuffaha; Luay Jum’a Purpose This study addresses the challenges of accessibility to financial technology (FinTech) services in emerging markets, focusing on Palestine as a case study. The purpose of this study is to examine the determinants influencing access to and usage...
Journal Articles
Journal of Science and Technology Policy Management (2026) 17 (2): 457–491.
Published: 26 February 2025
...Shweta Jha; Ramesh Chandra Dangwal Purpose This paper aims to examine the level of awareness and determinants of the actual adoption of fintech services. This paper further focuses on how usages of different kind of fintech services fulfills the business needs of the micro-entrepreneurs of urban...
Journal Articles
Journal of Science and Technology Policy Management (2026) 17 (7): 1625–1652.
Published: 16 December 2024
...Ram Singh; Aina Rafat; Smriti Srivastava Purpose This study aims to determine the factors that influence payment Fintech application adoption intention among low-income groups in India. Design/methodology/approach This study used an expanded technology acceptance model (TAM; covering perceived...
Journal Articles
Journal of Science and Technology Policy Management (2026) 17 (7): 1450–1473.
Published: 14 October 2024
... © 2024 Emerald Publishing Limited 2024 Emerald Publishing Limited Licensed re-use rights only FinTech WealthTech Continuance intention Technology continuance theory Task technology fit Digital nudging Financial technology or FinTech has already disrupted financial services...
Journal Articles
Journal of Science and Technology Policy Management (2026) 17 (5): 1165–1183.
Published: 25 September 2024
...Nik Hadiyan Nik Azman; Ema Izati Zull Kepili; Anwar Allah Pitchay; Hisyamuddin Mokhtar Purpose People start to acknowledge, accept and adopt fintech applications due to its flexibilities, compatibility, ease to use, security and usefulness. A growing body of research reveals a positive perception...
Journal Articles
Journal of Science and Technology Policy Management (2026) 17 (4): 810–828.
Published: 25 September 2024
... Platform, a recently established application in KSA, serves as an Islamic crowdfunding FinTech focused solely on real estate investment opportunities. If a platform like this can effectively leverage its technological capabilities on a larger scale, it could not only become a viable option for the average...
Journal Articles
Journal of Science and Technology Policy Management (2025) 16 (1): 5–41.
Published: 15 December 2023
... to the body of knowledge on blockchain and Fintech, focusing on the transaction side. While much blockchain research has focused on how the technology may affect strategic choices, this study has shed light on its potential from the perspective of financial reporting. Second, by highlighting the importance...
Journal Articles
Syed Alamdar Ali Shah, Bayu Arie Fianto, Asad Ejaz Sheikh, Raditya Sukmana, Umar Nawaz Kayani, Abdul Rahim Bin Ridzuan
Journal of Science and Technology Policy Management (2023) 14 (6): 1128–1154.
Published: 28 April 2023
...Syed Alamdar Ali Shah; Bayu Arie Fianto; Asad Ejaz Sheikh; Raditya Sukmana; Umar Nawaz Kayani; Abdul Rahim Bin Ridzuan Purpose The purpose of this study aims to examine the effect of fintech on pre- and post-financing credit risks faced by the Islamic banks. Design/methodology/approach...
Journal Articles
Journal of Science and Technology Policy Management (2024) 15 (4): 737–764.
Published: 09 February 2023
...Nofie Iman Purpose This study aims to explore the ways and contexts in which fintech firms are being developed, operated in the market and responds to competitive pressures and technological changes through isomorphism and decoupling mechanism. Design/methodology/approach How can new...
Journal Articles
Journal of Science and Technology Policy Management (2024) 15 (2): 268–287.
Published: 13 September 2022
... in the biggest three countries in Southeast Asia. © Emerald Publishing Limited 2020 Emerald Publishing Limited Licensed re-use rights only P2P lending companies and other fintech companies use credit scores as their basis for application assessment. A credit score is a summary of a person’s...
Journal Articles
Wimboh Santoso, Palti Marulitua Sitorus, Sukarela Batunanggar, Farida Titik Krisanti, Grisna Anggadwita, Andry Alamsyah
Journal of Science and Technology Policy Management (2021) 12 (3): 399–420.
Published: 26 February 2021
... the dynamics of technological advancements, including the mapping of human resources. This study is conducted in the banking industry and companies operating using financial technology (FinTech) in Indonesia. This study aims to identify talent competencies needed in the future, based on current conditions...
Journal Articles
Journal of Science and Technology Policy Management (2021) 12 (2): 309–330.
Published: 18 January 2021
...Ami Fitri Utami; Irwan Adi Ekaputra Purpose This paper aims to examine about the nature and strategy of current competitive dynamics by FinTech lending Indonesia players. Design/methodology/approach This paper uses both primary and secondary data. Interviews of several executives of a FinTech...
