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Keywords: Grounded theory
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Journal Articles
Human-factor governance and SME finance: strengthening banking sustainability in an emerging economy
Journal:
Strategy & Leadership
Strategy & Leadership 1–27.
Published: 27 July 2026
..., regulators, employees and SME clients. Grounded-theory procedures generated an audit trail from 86 open codes to nine categories, six axial categories and a core category, lack of accountability, which anchors the resulting HFGM . Findings The HFGM consists of six interrelated components. The model...
