...). However, multiple factors have contributed to this complex situation. The present competitive environment smaller financial institutions face, coupled with regulatory gaps applicable to both traditional banks and fintech companies, have played a significant role. Financial technology platforms...

..., Financial institutions management Theoretical basis Personal financial planning, Bank lending decisions and Credit scores Edward Desmarais can be contacted at: edesmarais@salemstate.edu © Emerald Group Publishing Limited 2014 Emerald Group Publishing Limited licensed re-use rights only...