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Purpose

This study aims to examine the ways in which consumer interactions with artificial intelligence (AI) chatbots, categorized as masters, servants and partners, influence the perceptions of value co-creation through the quality of interaction. In addition, the study explores the moderating role played by consumer AI expectations in the context of online shopping.

Design/methodology/approach

Grounded in the value co-creation literature and the assemblage theoretical framework, the proposed conceptual model was tested using data collected from 472 respondents. Partial least squares structural equation modelling and bootstrapping techniques were employed to evaluate the hypothesized relationships.

Findings

The results indicate that each of the three interaction styles (master, servant and partner) positively affect value co-creation through interaction quality (IQ), although their influences manifest in different ways. Notably, consumer expectations of AI had a negative moderating effect on the relationship within the partner interaction style.

Practical implications

Findings show partner-style interactions strongly drive value co-creation via IQ. Companies should design personalized, friendly, engaging chatbots, avoid overpromising capabilities and educate consumers on effective use to enhance the online shopping experience.

Originality/value

This study addresses overlooked consumer-AI chatbot interactions in value co-creation research by extending assemblage theory application to the AI-enabled services marketing literature.

Among artificial intelligence (AI) applications, AI-enabled chatbots have emerged as a key technology (Shin et al., 2023), fostering value co-creation and enhancing customer experiences in online shopping (Jiang et al., 2022). Chatbot technology is changing and evolving rapidly; as a result, organizations are increasingly deploying AI-powered chatbots to engage customers and enhance service delivery (Brandtzaeg and Følstad, 2018; Sheng et al., 2025). Many recent studies, therefore, have begun focusing on human-AI chatbot interactions (Sheng et al., 2025) with the aim of maximizing customer engagement and satisfaction during interactions with AI chatbots (Paul et al., 2023).

Current human-AI chatbot interaction research predominantly focuses on anthropomorphic design and communication styles. Anthropomorphic studies explore how human-like features in chatbots affect user perceptions. Tsai et al. (2021) investigated how anthropomorphic profiles enhance consumer engagement, while Jin and Youn (2023) examined anthropomorphism's interplay with social presence and continuance intention. Prior research has explored the influence of AI chatbot's verbal anthropomorphic cues on consumer compliance with requests, the impact of chatbot appearance on user trust and chatbot's human-like emotional support on user experience (Bae et al., 2023; Meng and Dai, 2021; Adam et al., 2021). AI chatbots' communication style research examines how chatbots' language and communication shape engagement, perceptions and satisfaction (Choi, 2025; Li and Wang, 2023). Communication-style studies address chatbots' social versus task-oriented styles during service delivery (Cai et al., 2024; Xu et al., 2022), conversational warmth affecting self-disclosure (Choi and Zhou, 2023), cognitive processing impacts (Xiao et al., 2025), credibility perceptions (Jin et al., 2024) and usage intention (Sheng et al., 2025). Collectively, these existing studies to date have largely explored the nuanced ways chatbots' anthropomorphic design and their communication styles shape human-AI chatbot interactions. However, despite considerable research on functional aspects guiding chatbot design to improve customer experience, AI chatbots still fail to fully meet user expectations (Brandtzaeg and Følstad, 2018; Zhang et al., 2024).

One critical reason for chatbots' limited success may be that current human-AI chatbot design as well as research disproportionately focuses on technical and operational aspects (anthropomorphic, communicative and functional attributes) (Pham and Duong, 2025). Existing chatbot-centric studies contribute to understanding efficiency but overlook how consumers actively shape interactions through their engagement styles, expectations, values and power orientations. Previous research largely conceptualizes users as passive recipients rather than active participants. Therefore, human-AI chatbot research must shift from design-dominant, chatbot-centric paradigms toward user and/or consumer-centric approaches.

Although evolving chatbot interfaces are reconfiguring online shopping service encounters with their immense capability to understand human reactions and exhibit human-like behaviours (Shin et al., 2023; Pelau et al., 2021), consumers as agents are equally capable of actively shaping interactions and engaging with AI chatbots to co-create value (Lalicic and Weismayer, 2021; Aw et al., 2022; Jiang et al., 2022). Therefore, we support Paul et al. (2023), Hoffman and Novak (2018) and Lalicic and Weismayer (2021) that research on human-AI chatbot interactions must focus on how consumer interaction styles with AI chatbots shape value co-creation in online shopping environments, a gap that has not been sufficiently explored in the current literature. Online shopping environments offer an ideal setting to study such human-AI chatbot interactions, where consumers search, seek information and make purchasing decisions with chatbot assistance, enabling real-time, dynamic value co-creation.

Moreover, there is limited evidence on how interaction styles with AI chatbots influence consumers' value co-creation experiences. While Ekinci and Dawes (2009) emphasized that “interaction quality” mediates the relationship between consumers and smart objects, we extend this by proposing that understanding of various interaction styles (master–servant–partner) and their impact on interaction quality (IQ) offers deeper insights into the understanding of value co-creation in online shopping.

As technology advances, rising consumer expectations can influence interaction styles and outcomes. Lalicic and Weismayer (2021) emphasize that expectations of AI shape interactions with AI-based services. For example, consumers perceiving smart objects as masters may place excessive demands on chatbots when expectations are high, potentially degrading IQ and value co-creation. This aligns with Paul et al.’s (2023) call for research on how preferences and expectations enhance experiences. Accordingly, this study examines how consumer AI expectations moderate the relationship between interaction styles, IQ and perceived value co-creation (PVCC).

Based on these literature gaps, this study addresses three research questions:

  1. How do consumer interaction styles with AI chatbots (master, servant or partner) influence their PVCC in online shopping contexts?

  2. To what extent, if any, does IQ mediate the relationship between consumer interaction styles and PVCC?

  3. How do consumer expectations of AI technology moderate the relationship between interaction styles, IQ and value co-creation?

This study is novel in three ways. First, it shifts AI research focus from a chatbot design-centric to a user-centric perspective, examining consumer interaction styles with AI chatbots in online shopping contexts. Second, moving beyond utilitarian efficiency, it reveals deeper relational schemas such as master, servant and partner styles, using assemblage theory to explain value co-creation. Third, by focusing on user engagement and interactions, the study recommends developers consider user diversity and relational dynamics to enhance engagement beyond technical functionality.

Value co-creation involves multiple actors integrating resources to create value (Vargo and Lusch, 2016). Human actors and AI-enabled chatbots are seen as assemblages of skills and knowledge capable of co-creating value (Chandler and Lusch, 2015). When consumers interact with AI chatbots, varying levels of assemblage occur, leading to value co-creation. During these interactions, AI chatbots influence consumer expectations, perceptions, preferences and actions (Jaakkola and Alexander, 2014). Building on the assemblage process of value co-creation (Aw et al., 2022; Payne et al., 2008), the study argues that PVCC emerges from IQ shaped by the interaction styles of consumers (master, servant and partner) and their expectations of AI chatbots.

Assemblage theory examines socio-material relationships forming collective entities or assemblages (Deleuze et al., 1987; Hoffman and Novak, 2018), offering a framework to study consumer–smart object interactions. It highlights collaborative, ontologically equivalent human–smart object relationships and emergent outcomes, enabling nuanced understanding of these complex interactions (DeLanda, 2016; Harman, 2017; Hoffman and Novak, 2018). Assemblage theory provides a theoretical underpinning by acknowledging subjective, bidirectional consumer–smart object relationships where interaction styles shape relationship quality and value co-creation (Hoffman and Novak, 2018). Drawing on the assemblage theory, Hoffman and Novak (2018) suggest that consumers' relationships with smart objects are reflected in their interaction styles such as master, servant or partner. These styles reflect consumers' tendencies to act as agentic (independent) or communal (relational) actors to achieve their goals (Barbopoulos and Johansson, 2016; Hoffman and Novak, 2018; Ruan and Mezei, 2022). While prior research identifies these interaction styles with smart technologies (Schweitzer et al., 2019), limited attention has been paid to understanding the extent to which these interaction styles (master-servant-partner) influence value co-creation with AI chatbots in online shopping contexts (De Santis, 2019; Zhang et al., 2024).

Consumer interaction styles with smart objects such as voice assistants or AI chatbots refer to the different ways consumers interact, treat and engage with chatbots. The consumer-centric view of human-AI assemblages identifies three interaction styles: master, servant and partner (Hoffman and Novak, 2018). According to Barbopoulos and Johansson (2016), Hoffman and Novak (2018) and Ruan and Mezei (2022), consumer interaction styles with AI chatbots such as master-servant-partner stem from consumers' agentic (independent), passive (dependent) or communal (relational) tendencies.

Schweitzer et al. (2019) describe agentic roles as dominant and status-driven, where technology serves users' commands (Sun et al., 2023). Tschopp et al. (2023), applying Fiske's (1992) relational model theory to analyse human-AI dynamics, emphasized authority ranking in digital assistant interactions, reflecting hierarchical relationships where humans command obedience. We refer to this in our study as servant interaction style, wherein consumers are masters and AI chatbots are servants. For instance, when purchasing a portable speaker online, a consumer using an AI chatbot to locate the item may treat it as a servant engaging in a directive, task-focused exchange that quickly fulfils specific requests. Hoffman and Novak (2018) observed that some consumers perceived themselves as dependent on AI chatbots, often following their suggestions and instructions, a phenomenon Mick and Fournier (1998) referred to as the freedom/enslavement paradox. In our study, we refer to this as the master interaction style (consumer – servant; object – master), wherein consumers might approach chatbots with command-and-control expectations. For example, an online customer unsure about which speaker to buy may rely entirely on the AI chatbot, treating it as a master that takes control, guides decisions and asserts authority throughout the interaction. Tschopp et al. (2023), applying Fiske's (1992) relational models theory to human-AI relationships, referred to the equality matching mode as peer-like, egalitarian relationships where chatbots work as valuable companions and co-producers of benefits (Chang et al., 2023). Building on this, we suggest that some consumers may engage with AI chatbots as equal partners, a style we term in this study as partner interaction style. For example, when shopping for a portable speaker, a customer may engage collaboratively with an AI chatbot acting as a partner, listening, empathizing and providing personalized recommendations to the customer, fostering a friendly, interactive experience.

Moreover, whether customers exhibit a single or overlapping interaction style with AI chatbots depends on their needs, context, the nature of their prompts and the chatbots' cues. A two-week Nielsen Norman Group study (2023) identified six chatbot conversation types: search query, pinpointing, funnelling, exploring, chiselling and expanding, showing interaction styles shift with customer goals. Simple tasks may require single styles, while complex tasks may trigger longer, adaptive interactions with chatbots, enabling consumers to move between master and partner interaction styles. Xu et al. (2022) confirmed that socially oriented chatbot communication enhances perceived warmth and satisfaction. This suggests that warmth and friendly communication can prompt users to move from servant and/or master to a partner role. Similarly, Haugeland et al. (2022) showed that conversations exploring user interests can heighten perceptions of anthropomorphism, encouraging a move from servant or master styles to more collaborative interaction styles.

2.4.1 Consumer interaction styles with AI chatbots and perceived value co-creation

Prior studies have examined how users' personal values, perceived benefits and risks involved in smart objects (Lalicic and Weismayer, 2021), conversational and visual cues of smart objects (Huang et al., 2021) and task characteristics (Castelo et al., 2019) shape consumers' perceived value experiences with AI-supported services. Extending this line of inquiry, assemblage theory posits that consumer interaction styles with smart objects are closely related to value co-creation experiences (Hoffman and Novak, 2018). This relationship stems from the fact that interaction styles themselves are shaped by a range of factors critical for value co-creation, which include perceived emotions (Crolic et al., 2022), credibility and usefulness (Flavian et al., 2023), trust (Bae et al., 2023) and motivations for efficiency and information from smart objects (Choi and Drumwright, 2021).

More importantly, perceptions of chatbots can vary between individuals based on the personal roles they assume (such as agentic, passive or communal). These differences shape distinct interaction styles with AI chatbots, which in turn can lead to varying experiences in PVCC with AI chatbots. Past studies indicate that when users perceive technology as a master (master interaction style with AI chatbots), they tend to feel dependent and unable to critically evaluate its outputs (Tan and Forgasz, 2011). Furthermore, when consumers see AI chatbots as servants (servant interaction style with AI chatbots) using them primarily for basic, mundane tasks, they often feel as though they are merely instructing a tool, leading to a reduced sense of involvement, potentially limiting value co-creation and engagement (McGee and Hedborg, 2004; Tan and Forgasz, 2011). Conversely, past literature suggests that when consumers and AI chatbots engage as partners (partner interaction style with AI chatbots), the increased involvement between both the agents (AI and human) potentially results in enhanced reciprocal positive experiences, thus enhancing perceived value co-creation (Tan and Forgasz, 2011; McGee and Hedborg, 2004; Sun et al., 2023). Hence, we propose the following hypothesis and subsets:

H1.

Consumer interaction styles with AI chatbots as master (AI chatbot as master) – H1a: servant (AI chatbot as servant) – H1b: and partner (AI chatbot as partner) – H1c: influence value co-creation differently in online shopping.

2.4.2 Consumer interaction with AI chatbots and interaction quality

Consumer interaction styles with smart technologies such as master, servant or partner affect the level and intensity of engagement, shaping IQ. IQ refers to customers' perceptions of their interactions during service delivery (Brown et al., 2002). Schweitzer et al. (2019) note that servant-style interactions foster comfort and ease, often resulting in positive perceptions of IQ and relevant information exchange in online shopping. Partner-style interactions involve attributing personality to AI, fostering patience, affection and positive relationships, which enhance IQ (Schweitzer et al., 2019). In contrast, master-style interactions often lead to impatience and reluctance, with consumers perceiving unproductive interactions as untrustworthy and unpredictable (Sun et al., 2023). This mistrust can hinder IQ by reducing comfort and control (Schweitzer et al., 2019). Studies using the master–partner–servant framework emphasize how these styles influence interaction diversity and quality (Tan and Forgasz, 2011; De Santis, 2019). Hence, we propose the second hypothesis and subsets:

H2.

Consumers' perceptions of an AI chatbot's agentic role as master (H2a), passive role as servant (H2b) and communal role as partner (H2c) affect interaction quality in online shopping.

2.4.3 Interaction quality as a mediator

In AI-enabled online shopping, chatbots are designed to provide advice, recommendations and answers, fostering high IQ essential for value co-creation. As discussed, consumers interact with smart objects differently based on the roles they adopt, such as agentic, passive or communal. Accordingly, IQ might depend on consumers' interaction styles with AI chatbots (master, servant or partner) and is likely to mediate its impact on the value co-creation. Ekinci and Dawes (2009) found that IQ mediates the relationship between consumers and smart objects, aligning with earlier research identifying it as a precursor to satisfaction. PVCC, like satisfaction, stems from IQ in AI-enabled encounters (Lalicic and Weismayer, 2021). Since value co-creation reflects an experience crucial to satisfaction, we argue that IQ resulting from consumer interaction styles with AI chatbots influences PVCC (Brown et al., 2002; Ekinci and Dawes, 2009). Hence, we propose hypothesis 3:

H3.

Consumers' perceived interaction quality with AI chatbots mediates the relationship between their interaction style with AI chatbots (master, servant or partner) and their perceived value co-creation in online shopping.

2.4.4 Consumer expectations of AI technology as a moderator

Ekinci and Dawes (2009) highlight that AI chatbots generate specific consumer expectations, making it crucial to examine their role in value co-creation. Studies identify expectations of personalization, convenience, ubiquity and superior functionality as key drivers for engaging with AI-supported services (Lalicic and Weismayer, 2021; Ukpabi and Karjaluoto, 2017). These expectations influence consumers' decisions to adopt AI technologies and shape their anticipation of desired outcomes. Lalicic and Weismayer (2021) suggest that expectations affect how consumers interact with AI, impacting IQ and value co-creation in AI-enabled assemblages. Consumers' tendencies to view themselves as agentic (independent) or communal (relational) lead them to interact with AI chatbots as a master, servant or partner (Barbopoulos and Johansson, 2016), each shaped by varying expectations. Expectations of AI technology can shape the intensity of interaction styles (Gao et al., 2023). For instance, high expectations may make consumers more subservient in master-style interactions, affecting IQ and value co-creation. Because interactions are bidirectional, these AI expectations either, favourable or unfavourable, may critically influence IQ within AI-enabled assemblages (Hoffman and Novak, 2018; Lalicic and Weismayer, 2021) and PVCC (Ukpabi and Karjaluoto, 2017). Thus, we propose Hypotheses 4 and 5:

H4.

Consumer expectations of AI moderate the relationship between their interaction style with AI chatbots as a master (H4a), servant (H4b) or partner (H4c) and interaction quality.

H5.

Consumer expectations of AI moderate the relationship between their interaction style with AI chatbots as a master (H5a), servant (H5b) or partner (H5c) and perceived value co-creation.

Finally, the hypothesized relationships between the variables proposed in this study are illustrated in Figure 1.

This study used 5-point Likert-type scales to measure the constructs. IQ was assessed with 23 items adapted from Pelau et al. (2021), while PVCC was measured using three items from Lalicic and Weismayer (2021). Consumer expectations of AI technology, across convenience, personalization, superior functionality and ubiquity, were measured with 12 items (Lalicic and Weismayer, 2021). Interaction styles (master, servant and partner) were measured using 11 items adapted from Tan and Forgasz (2011) and Geiger (2005). A panel of ten industry and academic experts reviewed and refined the items for clarity and validity. Measurement items are detailed in Table 1.

India, with an internet penetration rate of 50%, 37% smartphone Internet users and an e-commerce industry projected to reach $200bn by 2026 (Chawla and Kumar, 2022), was chosen as the study context. Data for this study were collected through a data collection agency during the final quarter of 2022 from online consumers residing in Indian states such as Delhi National Capital Region, Maharashtra (Mumbai, Pune), West Bengal (Kolkata), Karnataka (Bangalore), Gujarat (Ahmedabad), Telangana (Hyderabad), Uttar Pradesh (Lucknow) and Madhya Pradesh (Indore). Ethics approval (REC/01.2022–23) was obtained for this research. Purposive sampling was employed to identify and engage individuals with prior experience using AI chatbots in online shopping contexts. A brief explanation of AI chatbots and screening questions ensured adherence to inclusion criteria. A pilot test with 40 respondents evaluated survey clarity, structure and feasibility. Feedback led to minor refinements in question wording. The main study yielded 472 useable responses. Respondent demographics (see Table 2) indicate that 67.8% of participants were male and 32.2% female, reflecting a higher male engagement in technology use and online shopping in India, consistent with prior studies (Jain et al., 2021; Kuruvilla and Ranjan, 2008).

SmartPLS 4 was employed to estimate the structural model. The study integrated mediation and moderation analyses to examine and test hypotheses on the relationship proposed in the study (Hayes, 2018). Scholars support combining mediation and moderation effects within a single model to better understand and predict relationships among variables in structural equation modelling (Edwards and Lambert, 2007; Hayes, 2018). The interaction term approach was used to test the index of conditional mediation (Hayes, 2018). Conditional direct, indirect and interaction effects were assessed using the bootstrapping approach.

A multivariate normality test score of 1.21 (below 1.96) and skewness/kurtosis values between −2 and + 2 confirmed normality. Variance inflation factor scores ranged from 1.37 to 2.49, below the threshold of 4, indicating no multicollinearity issues. Content validity was ensured through literature review and expert validation (Churchill and Iacobucci, 2002). The overall measurement model showed a good fit with χ2 = 2548.69, standardized root mean square residual = 0.039 and normed fit index = 0.841. The reliability and validity statistics of the variables and measures used in the study are presented in Table 1.

Composite reliability ranged from 0.76 to 0.96, exceeding the benchmark of 0.7 (Hair et al., 2010), confirming internal consistency (Fornell and Larcker, 1981). Convergent validity was supported by average variance extracted values between 0.53 and 0.71, above the threshold of 0.5 (Hair et al., 2010). All item loadings exceeded 0.6 except one item (“Interaction with AI is intimidating”), which was removed from analysis. Discriminant validity was confirmed using Fornell–Larcker criteria and heterotrait-monotrait ratio of correlations scores ranging from 0.03 to 0.89, below the threshold of 0.90. Predictive validity was established with Q2 values of 0.86 for IQ and 0.68 for PVCC, indicating predictive relevance of the measurement model (Geisser, 1975). Harman's (1967) one-factor test showed a single factor accounting for only 24.9% of total variance, confirming no common method variance bias.

The structural model was estimated using the partial least squares method in SmartPLS, with bootstrapping (5,000 iterations). Table 3 presents the results. The direct effects of consumers' interaction with AI chatbots as master (β = 0.11, p > 0.05), servant (β = 0.03, p > 0.05) or partner (β = 0.02, p > 0.05) on PVCC were non-significant, thus rejecting H1(a), H1(b) and H1(c). However, these effects were mediated by IQ. Consumers' interaction with AI chatbots as master (β = 0.16, p < 0.05), servant (β = 0.12, p < 0.05) or partner (β = 0.34, p < 0.05) had positive and significant effects on IQ, supporting H2(a), H2(b) and H2(c). The strongest effect was observed for partner-style interactions, followed by master and servant styles. IQ positively influenced PVCC (β = 0.37, p < 0.05) and the significant indirect effect through the mediator, i.e. IQ, confirms full mediation, thereby supporting H3.

Moderating effects of consumer expectations of AI technology were assessed for H4 and H5. No moderating effect was found for master or servant interactions on IQ (H4a and H4b) or PVCC (H5a and H5b). However, consumer expectations moderated the effect of partner-style interactions on both IQ (β = −0.047, p < 0.05) and PVCC (β = −0.116, p < 0.05), supporting H4c and H5c with significant but negative effects. The interaction model explained substantial variance in IQ (R2 = 0.87) and PVCC (R2 = 0.72), indicating strong explanatory power for the proposed relationships.

This study confirms that consumers' interaction styles with AI chatbots (master, servant or partner) affect value co-creation through IQ. Key outcomes and insights emerge from the findings. First, although direct effects of interaction styles on PVCC were unsupported, IQ mediated this relationship. This indicates that value co-creation depends on the quality of interactions. Even optimal styles like the partner interaction style may fail to generate value without high-quality engagement. For example, a partner-style interaction may not create value if the chatbot fails to reciprocate cordiality or provide personalized responses. Similarly, servant or master styles will not yield value without fulfilling, satisfactory interactions. This aligns with service-dominant logic (Vargo and Lusch, 2016), which posits value co-creation can be achieved through meaningful interactions between actors. Consistent with prior research (Lalicic and Weismayer, 2021; De Santis, 2019; Sun et al., 2023), our full mediation findings show that IQ functions as a crucial intermediary linking consumer behaviours, such as interaction styles, to their value co-creation experiences in online environments.

Our study found significant positive relationships between all three interaction styles and IQ, consistent with prior research (De Santis, 2019; Schweitzer et al., 2019; Tan and Forgasz, 2011). Partner-style interactions had the strongest effect, supporting Pelau et al. (2021) that human-like, collaborative AI enhances IQ. Additionally, master- and servant-style interactions were found to be positively related to IQ in our study, as consumers perceived chatbots' usage for mundane tasks or superior functionality for complex tasks as likely to trigger quality interactions and fulfilment (Geiger, 2005; Chang et al., 2023).

Next, consumer expectations of AI technology negatively moderated the effects of partner-style interactions on IQ and PVCC. High expectations can lead to unrealistic demands for human-like traits such as voice, empathy or gestures that chatbots cannot fully replicate (Barbopoulos and Johansson, 2016). As Hoffman and Novak (2018) note, human–AI partnerships evoke complex psychological dynamics and unrealistic expectations, which may destabilize interactions and reduce value co-creation. These findings align with expectancy disconfirmation theory (Daradkeh, 2023; Oliver et al., 1985), which posits that negative disconfirmation arises when there is a discrepancy between consumer expectations and the actual performance of AI chatbots. While previous research has shown that expectancy disconfirmation can lead to co-destruction of value (Rheu et al., 2024), this study demonstrates that disconfirmation related to chatbot performance similarly undermines value co-creation.

Finally, contrary to expectations, consumer AI expectations did not significantly moderate the effects of master- or servant-style interactions on value co-creation, likely attributed to the differing expectation structures inherent in hierarchical dynamics. Unlike partner-style interactions involving emotional and relational engagement, master- and servant-style interactions focus mainly on functional performance and task completion (Devansh and Vocca, 2024; Ruan and Mezei, 2022). Research suggests that in master-servant dynamics, users view AI as “helpful professional secretaries”, with clear boundaries and task-focused expectations (Devansh and Vocca, 2024). These utilitarian expectations such as efficiency, accuracy and responsiveness are easier for AI to meet due to advances in technical performance (Choi and Zhou, 2023; Jiang et al., 2022), making them less prone to disconfirmation than the elevated social expectations in partner-style interactions.

5.1.1 Theoretical implications

This study makes three key contributions to the literature addressing human-AI chatbot interactions for value co-creation. First, it provides a novel perspective by examining how consumer interaction styles with AI chatbots as master, servant and partner affect value co-creation through IQ using assemblage theory. This study advances understanding within the framework of assemblage theory, widely used to explore consumer-smart object relationships (Hoffman and Novak, 2018; Schweitzer et al., 2019). It empirically verifies distinct collaborative components within the assemblage, including the AI chatbot's agentic role (AI as master), the consumer's agentic role (AI as servant) and the communal role (AI-human as partner). These roles influence the quality of interaction and experiences of value co-creation.

Second, unlike prior studies, which focus on AI's resource capabilities, this research highlights the active role of consumers as agents in shaping value co-creation. By addressing the overlooked assemblage processes, this study extends the value co-creation literature and offers a comprehensive application of the model in AI-enabled online shopping contexts. It underscores how multiple actors interact and assemble to co-create mutually beneficial value.

Third, the study posits that evolving consumer expectations based on AI's promising future can stabilize or destabilize these outcomes, enriching assemblage theory by demonstrating how consumer expectations shape co-creation dynamics. On these lines, this research examines how consumer expectations of AI moderate the relationship between interaction styles and PVCC. Findings reveal that high expectations can diminish value co-creation for partner-style interactions. Unrealistic demands place strain on partner relationships, an observation consistent with research on hedonic goal orientations (Barbopoulos and Johansson, 2016). This insight is critical for understanding how expectations influence consumer-AI interactions.

5.1.2 Practical implications

This study provides key insights for market researchers and retailers. First, the findings highlight that recognizing consumer interaction styles with AI chatbots as master, servant or partner and their influence on IQ and value co-creation is crucial. This insight helps managers improve marketing effectiveness and achieve a competitive advantage by developing chatbots that adapt to various consumer styles.

Second, most chatbot design focuses on technical features, but our findings emphasize a user-centric approach. Designers should build chatbots that use sentiment analysis to recognize and adapt to different user styles, for example, providing task-focused responses for servant-style users and engaging conversationally with partner-style users to enhance value co-creation.

Third, our study shows that high-quality interaction is essential for value co-creation, regardless of user interaction styles. Chatbots should undergo rigorous quality testing evaluating clarity, responsiveness, accuracy and speed before deployment. For example, designers can use performance measures like response time, feedback mechanisms and regular sentiment assessments to ensure superior IQ. Finally, as evidenced in our study, consumer expectations negatively moderate partner-style interactions. Hence, AI chatbot designers should set realistic AI capability expectations from the outset using clear, user-friendly prompts. Avoid overpromising in marketing and instead educate consumers about effective chatbot use to improve experiences and prevent frustration (Gao et al., 2023).

5.1.3 Limitations and future research directions

This study has limitations that suggest avenues for future research. First, it relied on self-reported perceptions, and hence, future studies could replicate the model in field settings using experiments to enhance external validity. Second, while this study focused on consumer interaction styles, additional factors such as personality types, locus of control, self-efficacy and subjective norms could further explain value co-creation in online shopping. Future research should explore other moderators within the assemblage framework to improve predictions regarding the relationship between interaction styles and PVCC. As Ruan and Mezei (2022) suggest, interaction styles may vary depending on product type. Hence, future studies could examine these dynamics in utilitarian, hedonic and luxury consumption contexts. Finally, extending the research to different cultural contexts would enhance the generalizability of the findings.

This study enhances our understanding of consumers' PVCC in AI-enabled online shopping by focusing on the encounter process within the value co-creation model. Drawing on assemblage theory, we demonstrated that value co-creation arises from the combined contributions of multiple actors, highlighting how consumer interaction styles (master, servant and partner) shape both IQ and value co-creation outcomes. The moderation model revealed that high consumer expectations of AI can diminish value co-creation, highlighting the need for companies to avoid overpromising AI capabilities.

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Published by Emerald Publishing Limited. This article is published under the Creative Commons Attribution (CC BY 4.0) licence. Anyone may reproduce, distribute, translate and create derivative works of this article (for both commercial and non-commercial purposes), subject to full attribution to the original publication and authors. The full terms of this licence may be seen at Link to the terms of the CC BY 4.0 licence.

Data & Figures

Figure 1
A model showing AI interaction styles leading to interaction quality and value co-creation with consumer expectations of AI technology as moderator.The model shows three text boxes arranged vertically inside a rectangle under the heading “Consumer interaction styles with A I chatbots”. These three text boxes are labeled “Master”, “Servant”, and “Partner”. From these three boxes, two arrows extend to the right. The first arrow extends upward, is labeled “H 2 a, b, c”, and points to a text box labeled “Interaction quality with A I chatbots”. Below “Interaction quality with A I chatbots”, a label reads “H 3”. The second arrow, labeled “H 1 a, b, c”, extends right and points to a text box labeled “Perceived Value co-creation”. From “Interaction quality with A I chatbots”, a downward arrow arises and points to “Perceived Value co-creation”. At the top centre, an oval labeled “Consumer Expectations of A I technology” is present with two downward pointing arrows. The first arrow, labeled “H 4 a, b, c”, points toward the “H 2 a, b, c” arrow. The second downward arrow, labeled “H 5 a, b, c”, points toward the “H 1 a, b, c” arrow.

Conceptual model: consumer interaction styles with AI chatbots and perceived value co-creation. Source: Authors' own work

Figure 1
A model showing AI interaction styles leading to interaction quality and value co-creation with consumer expectations of AI technology as moderator.The model shows three text boxes arranged vertically inside a rectangle under the heading “Consumer interaction styles with A I chatbots”. These three text boxes are labeled “Master”, “Servant”, and “Partner”. From these three boxes, two arrows extend to the right. The first arrow extends upward, is labeled “H 2 a, b, c”, and points to a text box labeled “Interaction quality with A I chatbots”. Below “Interaction quality with A I chatbots”, a label reads “H 3”. The second arrow, labeled “H 1 a, b, c”, extends right and points to a text box labeled “Perceived Value co-creation”. From “Interaction quality with A I chatbots”, a downward arrow arises and points to “Perceived Value co-creation”. At the top centre, an oval labeled “Consumer Expectations of A I technology” is present with two downward pointing arrows. The first arrow, labeled “H 4 a, b, c”, points toward the “H 2 a, b, c” arrow. The second downward arrow, labeled “H 5 a, b, c”, points toward the “H 1 a, b, c” arrow.

Conceptual model: consumer interaction styles with AI chatbots and perceived value co-creation. Source: Authors' own work

Close modal
Table 1

Constructs, factor loading, reliability and validity

Constructs and measurementSFLCronbach's alphaComposite reliabilityAVE
Consumer Expectations of AI Technology (Lalicic and Weismayer 2021) 0.920.9320.533
Perceived personalization
1. AI technology in online shopping can provide me with personalized deals/advertisements tailored to my specific shopping needs
0.732   
2. AI technology in online shopping can provide me with more relevant promotional information tailored to my shopping preferences0.730   
3. AI technology in online shopping provide me with the kind of deals/advertisements that I might like0.763   
Convenience
1. AI technology can be a convenient way of solving online shopping needs
0.681   
2. AI technology can save time and effort0.716   
3. AI technology can be an easy way of managing my online shopping0.747   
Superior functionality
1. AI technology can offer superior online shopping features
0.745   
2. AI technology can respond to its environment0.751   
3. AI technology can offer me real-time product information0.734   
Ubiquity
1. AI technology can help me to be always well informed through regular notifications
0.724   
2. AI technology can allow me to access account information anytime when shopping online0.717   
3. AI technology can help me do transactions regardless of which site I browse while shopping online0.715   
Consumer Interaction Styles with AI chatbots (Tan and Forgasz, 2011; Geiger, 2005)    
Master 0.8340.8890.668
1. I follow the steps recommended by AI chatbots/virtual assistants to shop online0.800   
2. AI chatbots/virtual assistants' functions in online shopping direct me in decision-making0.840   
3. AI chatbots/ virtual assistants make me believe that the product recommendations are accurate0.815   
4. I follow personalized product recommendations of AI chatbots/virtual assistants to buy things online0.813   
Servant 0.7590.8620.675
1. AI chatbots help me to perform basic searches on online shopping0.777   
2. AI chatbots do exactly what I command0.827   
3. AI chatbot is a reliable servant to assist with online shopping0.859   
Partner 0.8350.9320.533
1. AI chatbot is a good companion, and I can ask everything0.809   
2. The interaction I have with AI chatbots provide me new perspectives while shopping online0.820   
3. I enjoy the company of AI chatbots for searching information on online shopping items0.839   
4. I like the way AI chatbots respond to my questions and prompt me to ask more questions0.803   
Perceived Value co-creation (Lalicic and Weismayer, 2021) 0.7930.8790.708
1. Using AI chatbots for online shopping is worthwhile0.853   
2. Using AI chatbots for online shopping offers value0.839   
3. Using AI chatbots for online shopping is a good deal0.832   
Interaction quality with AI chatbots (Pelau et al., 2021) 0.960.9630.542
1. AI chatbots offers sufficient information about products0.702   
2. AI chatbots offers clear information about products0.686   
3. AI chatbots offers correct information about products0.715   
4. AI chatbots offers accurate information about products0.747   
5. AI chatbots processes my order in a correct way0.702   
6. AI chatbots processes my order quickly0.675   
7. AI chatbots answers my feedback quickly0.683   
8. AI chatbots has a friendly interface to communicate my needs0.750   
9. AI chatbots facilitates bidirectional (send and receive) communication with the online portal0.699   
10. AI chatbots listens to my needs0.759   
11. Conversation with AI chatbots is nice0.759   
12. Conversation with AI chatbots is fun0.744   
13. Conversation with AI chatbots is interesting0.761   
14. I trust that AI chatbots recommend the best products0.746   
15. I trust that AI chatbots recommend the best products based on my preferences0.736   
16. Conversation with AI is captivating0.755   
17. I do not need special mental effort in order to communicate with AI chatbots0.728   
18. Interaction with AI is easily done0.745   
19. Interaction with AI chatbots is efficient for obtaining the desired products0.777   
20. AI chatbots has a stronger consumer orientation than the human service at stores0.749   
21. AI chatbots offers extraordinary service0.794   
22. AI chatbots offers better service compared to real stores0.764   

Note(s): SFL= standardized factor loadings; AVE = average variance extracted

Source(s): Authors' own work
Table 2

Demographics

FrequencyPercentage
 GenderMale32067.8
 Female15031.8
 Prefer not to say20.4
 Age18–2517336.7
 26–3625654.2
 37–47377.8
 48–5851.1
 59 and older10.2
 EducationHigh school and below81.7
 Graduate18238.6
 Postgraduate28259.7
Types of products AI chatbots used in online shoppingMobile11624.57
 Electronics8518.00
 Clothes347.20
 Books51.06
 Other Services23249.15

Note(s): Other services: online booking; food orders; banking; insurance; purchasing home appliances, accessories, cosmetics, footwear, game equipment, groceries, automobiles, medicine, skincare and spectacles

Source(s): Authors' own work
Table 3

Moderating effect of customer expectations of AI technology on relationships proposed in the study

IVIQPVCC
Effectt-valueLLCIULCIEffectt-valueLLCIULCI
CTAI-M0.155*4.760.0960.2220.1101.78−0.0080.231
CTAI-S0.120*3.670.0520.1830.0340.58−0.0810.147
CTAI-P0.344*9.220.2680.4160.0190.06−0.0980.137
CEAI0.255*6.460.1720.3330.269*5.520.1440.385
CTAI-M X CEAI−0.0151.53−0.0950.0470.0320.41−0.0980.154
CTAI-S X CEAI−0.0080.18−0.0690.0950.0280.18−0.1020.184
CTAI-P X CEAI−0.047*1.99−0.116−0.005−0.116*2.13−0.213−0.007
IQ    0.372*4.880.0960.222
Gender    −0.0080.39−0.0510.034
Education    −0.0210.38−0.1330.086

Note(s): Independent variables (IV); consumers' interaction with AI chatbots as masters (CTAI-M); consumers' interaction with AI chatbots as servants (CTAI-S); consumers' interaction with AI chatbots as partners (CTAI-P); customer expectations of AI technology (CEAI); interaction quality (IQ); perceived value co-creation (PVCC) and * = significance at p < 0.05

Source(s): Authors' own work

Supplements

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