Digital financial literacy and financial well-being – evidence from India Available to Purchase

Dr Suhail Ahmad Bhat is assistant professor at the VSB, VIT-AP University, Amravati. His research interests include e-consumer behavior, marketing, social media marketing, sustainable development, personal finance, CRM and different facets of CRM in the service industry. He has published papers in national and international journals such as International Journal of Bank Marketing, Online Information Review, Journal of Financial Services Marketing, Vikalpa, Decision, IIMB Management Review, Global Knowledge, Memory and Communication, Vision, International Journal of Tourism Cities, South Asian Journal of Business Studies, International Journal of Pharmaceutical and Healthcare Marketing, FIIB Business Review, Asia Pacific Financial Markets, Paradigm, LBS Journal of Management and Research, Pacific Business Review International, Abhigyan, and Productivity.

Dr Umer Mushtaq Lone is an assistant professor at the VIT-AP School of Business (VSB), VIT-AP University, Amravati, Andhra Pradesh. He has a Ph. D in finance from the Department of Management Studies, University of Kashmir, Hazratbal, Srinagar, J&K. His research interests include corporate finance, investment management, asset pricing, market efficiency, financial economics, risk management, accounting and personal finance. He has published research works both in national and international journals.

Dr ArunKumar SivaKumar, a distinguished academician and Dean at VIT-AP School of Business, VIT-AP University, Andhra Pradesh, India, boasts a diverse expertise in Strategic Management, Marketing, Digital and Social Media Marketing, Supply Chain Management, and more. With an extensive international teaching background, including stints in Thailand, Singapore, Malaysia, and Dubai, Dr Arunkumar brings a wealth of cultural and pedagogical insights to his classrooms. His teaching philosophy revolves around integrating industry case studies and research, employing innovative methodologies like the flipped classroom and Bloom’s taxonomy approach. A prolific researcher has numerous peer-reviewed publications and has supervised various research projects, focusing particularly on research methods and statistical analysis. Certified by esteemed institutions and recognized for his contributions to educational technology, Dr Arunkumar’s dedication to enhancing management education and fostering innovative teaching practices underscores his significant impact in the academic community.

Dr U.M. Gopal Krishna is an Assistant Professor at VIT-AP School of Business (VSB). He completed his Ph.D. from Jawaharlal Nehru Technological University - Anatapuramu. 15 years of Experience in Teaching in the area of Financial Accounting, Financial Management, Investment Management, Financial Institutions and Marketing Services, Business Analytics and Data Analytics. Working as a Research Data Analyst from 2019 to till date. Expertise in SPSS, AMOS, Data analytics using Advanced Excel, R Statistics and Tableau. He has published research papers in UCG care journals, Springer, Scopus and Web of Science category and served on editorial boards, review panels, and advisory committees, contributing expertise to various scholarly and service-oriented endeavors.