...Muhammad Adeel Zaffar; Ram Kumar; Kexin Zhao Purpose The purpose of this research is to develop a comprehensive model to better understand competitive dynamics between mobile payment providers in a multi-sided market featuring customers and merchants. This is undertaken by modeling customers...

...Thomas Anning-Dorson; Michael Boadi Nyamekye; Raphael Odoom Purpose The purpose of this paper is to investigate the nature and the extent of moderation effect of the regulatory regime and competition, on the innovativeness-performance relationship among financial services firms. Based...

...Gregory J McKee; Albert Kagan Purpose – The purpose of this paper is to assess product and service arrays of community banks within competitive markets that are impacted by varying sized financial institutions. A cost efficiency model is used to understand the relationship of product offerings...

..., which in many ways resemble auctions, naturally instill competitive mindset among lenders; furthermore, given only limited objective decision criteria, certain borrower personal characteristics fuel interpersonal competition enough to impact lending decisions in suboptimal ways. The two experiments...

...Nana Owusu‐Frimpong Owing to increased competition resulting from a decade of deregulation in the Ghanaian banking industry, the banks find themselves faced with the task of differentiating their products as a method of attracting new customers. Aims to ascertain the characteristics looked for when...

... are discussed. © MCB UP Limited 1988 Banks Competition Insurance Companies Increasing Competition between Banks and Life Assurance Companies: A Clash of Giants or a Non-Event? by Terence Ashforth Scottish Amicable Life Assurance Society, Perth, Western Australia An extensive system of official...

...Nick Cowan The use of information technology in banks from the earliest use of mainframe computers to the latest developments is summarised. In an environment in which government has encouraged competition, technology enables newcomers in the financial sector to compete with the banks while...

... are becoming more financially sophisticated, that deregulation is moving traditional barriers and technology changing the face of competition. Although NBFI have taken the lead in the consumer fianancial services marketplace, the race has only just begun, and in ten years' time some of the banks represented...

...Thomas W. Thompson; Michael W. Little The impact of the deregulation movement in the United States on commercial banks and other depository institutions is evaluated and their strategic responses to the intensification of non‐bank competition on the financial services industry are considered. ©...

...Brian Metcalfe This article considers the action of the Canadian Government in lifting its “asset ceiling” on foreign banks, and examines the challenge foreign banks pose to the oligopolistic Canadian banking market. In particular, it focuses on the foreign banks' competitive advantage...