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Keywords: Debt service-to-income ratio
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Journal Articles
International Journal of Bank Marketing (2024) 42 (7): 1536–1558.
Published: 04 June 2024
... the optimal DSTI threshold for identifying over-indebted households in general and based on their socio-economic characteristics. Findings The study established a debt service-to-income ratio (DSTI) threshold of 20% to minimize the discrepancy between subjective and objective debt burden, which is lower...
