Keywords: Digital redlining
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Algorithmic opaqueness to financial disengagement: buffering role of community well-being in AI anxiety and perceived redlining across rural regions in the Global North

Subhajit Pahari, Michael Oyedele Oyenuga, Munmun Patra, Abhijit Roy, Park Thaichon
Journal: International Journal of Bank Marketing
International Journal of Bank Marketing 1–30.
https://doi.org/10.1108/IJBM-10-2025-0850
Published: 24 July 2026
...Subhajit Pahari; Michael Oyedele Oyenuga; Munmun Patra; Abhijit Roy; Park Thaichon Purpose This study investigates how algorithmic opacity (ALOP) and inadequate AI governance influence perceptions of digital redlining (PRDL), financial anxiety (FNAX) and trust erosion, leading to withdrawal from...
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