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Keywords: Discrepancy ratio
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Journal Articles
International Journal of Bank Marketing (2024) 42 (7): 1536–1558.
Published: 04 June 2024
... service-to-income ratio (DSTI) threshold for identifying over-indebtedness. Design/methodology/approach This study utilized a sample of 1,004 respondents from a nationwide survey conducted among Polish indebted households. A discrepancy ratio (DR) measure was proposed to evaluate the divergence...
