... more targeted strategies to promote responsible credit usage. Originality/value We confirmed that the credit behavior variables in the FICO model are relevant to estimating financial well-being in an emerging economy, but not all of them. The FICO model to calculate credit scores, initially...

... ; Xue et al., 2018 ; Leal Filho et al., 2022). However, achieving these goals remains formidable, particularly in emerging economies where socio-economic obstacles hinder progress (Sarvajayakesavalu, 2015 ; Ordonez-Ponce and Weber, 2022 ; Mogaji et al., 2021a). Among...

...@gmail.com 29 08 2022 24 04 2023 19 06 2023 19 06 2023 © Emerald Publishing Limited 2023 Emerald Publishing Limited Licensed re-use rights only Current money management stress Emerging economies Expected future financial security Financial well-being Item response...